![]() Need an appraisal for an FHA-backed mortgage? Call Johnson & AssociatesThe FHA publishes a list of approved appraisers for each state - Johnson & Associates is on the roster of approved appraisers for TN. If you have an FHA-insured mortgage, be sure to hire Johnson & Associates, as we are approved and qualified to produce FHA reports. FHA's guidelines, documentation and policies may seem difficult to grasp, but the staff at Johnson & Associates is well-trained on how to follow the rules and regulations provided. Be sure to contact Johnson & Associates if you need an appraisal done for an FHA-secured loan. If your home loan is FHA certified, that means that it has been guaranteed by the FHA, which is part of the United States Department of Housing and Urban Development (HUD). The lending organization takes care of all the loaned money; the FHA simply secures the transaction with mortgage insurance in case the borrower defaults on his or her loan. Applicable to all homebuyers, FHA loan programs are built to assist credit-worthy low-income and moderate-income families who do not meet requirements for conventional loans. Down payments are often lower with an FHA loan despite using conventional market rates. FHA loan programs are particularly useful to those buyers with less accumulated cash. |